Like a Duck to Water

Chip and pin credit and debit cards are here to stay. After 14 February 2006 you will be required to know and use your pin when you make a purchase with it. Up until this point merchants have been flexible in giving you leniency and allowing you to sign if you could not remember your pin. No more.

The results of the introduction of the chip and pin cards speak for themselves. Just this year, credit card fraud is down 29% according to the Association of Payments Clearing Service (APACS).